Williamstown National Bank
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Edward Davis
Vice President and Loan Officer
NMLS # 278385


Joe Flinn
Vice President of Lending
NMLS # 796937



Todd Cunningham
Vice President and Commercial Loan Officer
NMLS # 837761


Mary Dick
Assistant Vice President and Loan Officer
NMLS # 489265


Mona Arnold
Assistant Vice President and Collections Manager
NMLS # 489266


Teresa Cunningham
Vice President/Mortgage Loan Officer
NMLS # 489262



Howard C. Taylor
Vice President & Office Manager, Parkersburg Office
NMLS # 489263


Melissa Morrison
Assistant Manager, Parkersburg Office
NMLS # 489264
LOANS

Williamstown Bank offers an array of loan products to accommodate most any need. Whether you are looking for a home, vehicle, or otherwise, we offer friendly, professional and experienced staff that is customer- service oriented. You will not get lost in the shuffle with us!

Williamstown Bank is proud to be an independently owned, hometown Bank. We recognize the importance of our community and our customers and we are very proud to remain as one of the few independently owned hometown "community banks" in the area and in the state! Stop in or call us today!

COMMERCIAL / BUSINESS LOANS
If you are interested in opening a business, or currently operate one, let us help you grow your business. We offer financing for commercial endeavors, such as:
  • Real Estate
  • Equipment
  • Lines of Credit
  • Start-up Business
  • Working Capital
  • Letters of Credit
  • Construction
Ask about our finance options that will meet your individual business needs.  We offer a variety of competitive terms and repayment plans to assist you in your business venture.  For more information, please contact one of our loan officers.
  • Todd Cunningham - Vice President/Commercial Loan Officer
  • Joe Flinn - Senior Vice President of Lending
  • Edward L. Davis – Vice President/Loan Officer, Williamstown Office
  • Teresa Cunningham – Vice President/Mortgage Loan Officer, Williamstown Office
  • Howard Taylor – Vice President/Office Manager, Parkersburg Office
  • Or any of our other loan officers
WE ARE A SMALL BUSINESS AND WE UNDERSTAND
YOUR SMALL BUSINESS NEEDS


REAL ESTATE LOANS
Williamstown Bank is proud to be an independently owned, hometown Bank. We recognize the importance of our community and remain one of the few independently owned "community banks" in the area and in the state. You will not get lost in the shuffle with us!

Williamstown Bank offers an array of mortgage loan products to accommodate most any need. Different people have varying financial needs, which is why we present you with so many different options. We offer friendly, professional and experienced staff that is customer- service oriented and is happy to explain ALL your choices including:
  • In-House Financing- Your money comes from here and your payment stays here
  • Construction Financing- Building your dream home? Look no further!
  • Home Improvement/Home Equity Loans and Lines of Credit- If you already own your home and want to take advantage of the equity you have built, we can show you these products!
  • Land Financing- Whether purchasing a lot or acreage for investment or future build, we have a payment structure available to you at favorable terms.
  • Manufactured Home Financing with Real Estate- we recognize the prevalence of manufactured homes to our community!
  • Competitive, Long-Term FIXED Rates- through our Investor, for purchase or refinance on 10 to 40 year terms!
  • WV Housing Program Loans- designed for the First Time Homebuyer
When you are ready to apply for your housing loan, we’ll let you know just what to bring with you to make the process go quickly and smoothly. Our mortgage loan officers will handle you with one-on-one “personable” care! Please contact one of the following today!
  • Joe Flinn - Senior Vice President of Lending
  • Edward L. Davis – Vice President/Loan Officer, Williamstown Office
  • Teresa Cunningham – Vice President/Mortgage Loan Officer, Williamstown Office
  • Mary E. Dick – Assistant Vice President/Loan Officer, Williamstown Office
  • Mona Arnold – Assistant Vice President/Collections Manager, Williamstown Office
  • Howard Taylor – Vice President/Office Manager, Parkersburg Office
  • Melissa A. Morrison – Assistant Manager, Parkersburg Office

CONSUMER LOANS
At Williamstown Bank, we offer a variety of consumer loans to help with your financial needs. Whether you are looking to purchase a car, motorcycle, camper, or boat, chances are we can help. We offer competitive rates to help put you in that new car or boat of your dreams. Have you had unexpected expenses arise, or are you looking to take that long awaited vacation? We may be able to offer you a personal loan to help you with those needs. Looking for a small personal line of credit? We can assist with that, too. At Williamstown Bank, we have a variety of loans to help with all your consumer loan requests. Stop in or call us at 304-375-6262 in Williamstown or 304-485-1717 in Parkersburg to speak with one of our loan professionals. Come talk with us, tell us what you need, and we’ll be happy to offer suggestions on what type of loan we may have to help.
  • Joe Flinn - Senior Vice President of Lending
  • Edward L. Davis – Vice President/Loan Officer, Williamstown Office
  • Teresa Cunningham – Vice President/Mortgage Officer, Williamstown Office
  • Mary E. Dick – Assistant Vice President/Loan Officer, Williamstown Office
  • Mona Arnold – Assistant Vice President/Collections Manager, Williamstown Office
  • Howard Taylor – Vice President/Office Manager, Parkersburg Office
  • Melissa A. Morrison – Assistant Manager, Parkersburg Office


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Williamstown Office
435 Highland Avenue
Williamstown, WV 26187
Phone (304) 375-6262
Fax (304) 375-6274
Parkersburg Office
3002 E. Seventh St.
Parkersburg, WV 26101
Phone (304) 485-1717
Fax (304) 485-1711